Appraisal services for Mill Creek and Snohomish County homeowners
Check out the top 7 reasons why WA homeowners use Kent & Associates Appraisal:
Own a house in or near Mill Creek, WA and need help deciding the price of it?
We at Kent & Associates Appraisal understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a consumer that ordinarily doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Kent & Associates Appraisal, we're qualified in helping folks just like you dismiss undesirable PMI insurance.
Challenging Snohomish county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's declining. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Kent & Associates Appraisal is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Kent & Associates Appraisal can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Kent & Associates Appraisal can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.