Attention homeowners in Mill Creek and Snohomish County: Get an Appraisal today!
See the top reasons WA homeowners hire Kent & Associates Appraisal:
Do you own a home in or near Mill Creek? Do you need help deciding the value of your real estate?
We at Kent & Associates Appraisal understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Kent & Associates Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Kent & Associates Appraisal, we're experienced in helping folks just like you get rid of unwanted PMI insurance.
Challenging Snohomish county's assessment of your property
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal report from Kent & Associates Appraisal is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Kent & Associates Appraisal can provide you with a professional appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? An appraiser from Kent & Associates Appraisal can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Kent & Associates Appraisal can help with that too. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.