Need an appraisal in Mill Creek or Snohomish County?
The top seven reasons why WA homeowners order from Kent & Associates Appraisal:
Do you own a home in or near Mill Creek? Do you need help deciding the price of your real estate?
We at Kent & Associates Appraisal understand the particular needs of a consumer in need of appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Kent & Associates Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping people just like you do away with unwanted and unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that's going down. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Kent & Associates Appraisal is your best weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Kent & Associates Appraisal can provide you with an expert appraisal that will help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? Kent & Associates Appraisal offers field reviews where we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.