Need an appraisal in Mill Creek or Snohomish County?
Check out the top 7 reasons why WA homeowners hire Kent & Associates Appraisal:
Need help deciding the value of your house in or near Mill Creek, WA?
We at Kent & Associates Appraisal understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Kent & Associates Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Kent & Associates Appraisal is veterans in helping people just like you abolish unneeded PMI insurance.
Challenge property tax assessments
Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Kent & Associates Appraisal is your number one weapon.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Kent & Associates Appraisal can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? An appraiser from Kent & Associates Appraisal can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Kent & Associates Appraisal can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.